Mr. Coco is a senior banking, fintech, and blockchain transformation specialist with over 25 years’ experience spanning financial markets, regulated payments, and distributed ledger technologies. He has led complex initiatives across global banks, fintech scale-ups, and Web3 environments, specializing in digital payments, FX, treasury solutions, and blockchain-based financial infrastructure.
His career combines deep financial markets expertise with hands-on leadership in fintech architecture, regulatory engagement, and delivery of production-grade blockchain solutions. He is frequently engaged by fintech firms to assess stablecoin and CBDC readiness, advising on operating models, regulatory pathways, custody structures, and technical architectures aligned with emerging global payment rails.
Here are a selection of projects and roles Mr. Coco has successfully delivered:
Tier-One Australian Bank – Corporate & Institutional Banking (Financial Markets)
Advised corporate and institutional clients in energy, mining, and infrastructure sectors. Structured complex FX, derivative, and treasury solutions to manage cross-border risk, liquidity, and capital exposures. Led landmark transactions involving multinational counterparties and regulators.
Tier-One Australian Bank – Financial Markets Digital Transformation
Senior project lead for modernization of FX and payments platforms. Delivered cloud-based transformation of regulated banking systems, securing early regulatory approval for migration of core financial infrastructure. Negotiated commercial partnerships with fintech vendors to reduce capital expenditure while accelerating time to market.
Fintech Founder & Transformation Lead – Blockchain & Digital Payments
Founded and led a global fintech delivering blockchain-enabled solutions focused on digital governance, smart contracts, and financial transparency. Built and governed distributed teams across 10+ countries, established Agile and PRINCE2-aligned delivery frameworks, and secured multi-million-dollar investment and grant funding. Recognized internationally as a subject-matter expert in smart contracts and blockchain governance.
Stablecoin & Digital Currency Advisory – Fintech & PSP Engagements
Advised payment service providers and fintech executives on stablecoin payment models, including non-custodial, custodial, partner-led, and card-scheme settlement approaches. Defined end-to-end transaction flows, compliance controls (AML/KYT, Travel Rule), custody strategies, and integration roadmaps. Designed business cases, CAPEX/OPEX models, and phased delivery plans positioning firms for CBDC interoperability and next-generation settlement rails.
Regulated Digital Transformation Programs – Finance & Operations
Led large-scale transformation programs across regulated environments, implementing governance frameworks, executive reporting, vendor management, and cost optimization. Delivered measurable financial outcomes, including sustained budget reductions, improved regulatory alignment, and enhanced operational resilience across international teams.
Education & Credentials
Master of Applied Finance
Bachelor of Business
International experience across Europe and Asia-Pacific
